Acaban las transferencias gratis: banco mexicano anuncia nuevos cargos y tarifas
**Adiós a las transferencias gratuitas: Importante banco anuncia nuevos cargos y tarifas**
El fin de una era: BBVA anuncia el cobro de transferencias bancarias
Las transferencias bancarias, operations that allow us to move money from one account to another easily, and are essential in the modern economy.
They promote capital flow, allowing individuals and businesses to make payments, collections, and transactions quickly and securely. Thanks to their efficiency, bank transfers have largely replaced the use of cash, promoting a more organized financial system. They are also crucial for commerce, as they allow businesses to manage their finances and make payments to suppliers or employees without complications.
In a world where digital money becomes increasingly relevant, bank transfers have become an indispensable tool for the day-to-day functioning of the economy, helping to maintain liquidity and financial stability. Undoubtedly, its importance lies in its ability to facilitate transactions and contribute to economic growth. We all know that bank transfers are free and that they help us facilitate our payments or movements between our own accounts or other people's accounts, however, a well-known bank in Mexico announces that it will start charging for them and also the new rates.
BBVA: What is changing?
BBVA has decided to apply new fees to bank transfers in business accounts, such as BBVA Banca Electrónica and BBVA Net Cash. This change means that what used to be a free service will now have a cost. However, personal accounts will not be affected, so if you have a personal account with BBVA, you will continue to make transfers without commissions.
What are BBVA's new fees?
The fees announced by BBVA for transfers in business accounts are as follows:
- Transfers between own accounts and third parties: $4.50 MXN.
- International payment orders: Up to $380 MXN.
- Scheduled interbank payment orders (CECOBAN): $3.00 MXN.
- Same-day interbank payment orders (SPEI): $5.00 MXN.
- Transfers of the Interbank Payment System in dollars (SPID): $5 USD for same-day transfers.
What happens if I have a personal account?
If you are a user of a personal account in BBVA, you have nothing to worry about. Bank transfers will continue to be free, and you can continue using this service without incurring additional costs.
How long does a bank transfer take?
The tiempo that a bank transfer takes to be reflected in the destination account may vary. Generally, in Mexico, the process takes about 20 minutes, although in some cases it may take up to a full day, depending on the bank and the type of transaction.
Recommendations
If you have questions about these new fees or any other concerns related to your account, we recommend that you contact your bank directly for more details and clarifications.
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